Chapter 13 Bankruptcy Attorney Riverside, Temecula CA

California Chapter 13 Bankruptcy Lawyer

The Law Offices of H. William Edgar knows that debt problems can affect people from all walks of life. Debt problems can be caused by unexpected medical bills, financial implications of a divorce or simply by living beyond your means. Our law firm helps people throughout the Temecula and Riverside areas who have found themselves living with seemingly insurmountable debt.

Chapter 13 Bankruptcy may not always be the first choice for consumers, but it is a viable option that can help you obtain debt relief. Our law firm can walk you through the process of qualifying for Chapter 7 or Chapter 13 Bankruptcy. We are ready to help you obtain relief from your debt. Please contact us for an immediate consultation or case evaluation.

Don't Qualify for Chapter 7 Bankruptcy?

To qualify for Chapter 7 Bankruptcy, you must undergo a means test. For people who do not qualify per the income-to-debt ratio, Chapter 13 Bankruptcy becomes the next option. Chapter 13 is frequently called "wage earner" bankruptcy. Attorney H. William Edgar can answer your questions about both types and determine the one most advisable for your specific financial situation.

How Does It Work?

In Chapter 13 Bankruptcy, a portion of your debt is eliminated through affordable monthly payments that are supervised by the U.S.s Bankruptcy Court. This debt repayment plan takes place over a three to five year timeframe. When you have met your obligations through the debt consolidation and repayment plan, your dischargeable debt is discharged.

Our law firm has been successful in negotiating for reduced interest rates and other options that can save you money over the repayment time. We work with you, striving to propose a repayment plan that you can afford and allows you to keep your home, car and other possessions. Student loans can be included in the Chapter 13 repayment plan.

It costs nothing to learn how we can help. Contact the Law Offices of H. William Edgar for a free consultation with an experienced lawyer at either our Riverside or Temecula offices.

Credit cards accepted • Off-site, evening, and weekend appointments available • Payment plans available • Se Habla Espanol/Spanish language services available • Conveniently located just off the 60 Freeway in Riverside, CA

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.