Chapter 7 Bankruptcy Attorney Riverside, Temecula CA

California Chapter 7 Bankruptcy Lawyer

Are you one of the many Californians struggling with seemingly insurmountable debt? If so, you can take an important step toward obtaining a fresh start on your finances. The Law Offices of H. William Edgar provides effective legal help to people throughout the Riverside and Temecula areas who are living with the burden of overwhelming debt.

Most people prefer to file Chapter 7 Bankruptcy. It is a straight bankruptcy or total bankruptcy ― all of your dischargeable debt will be eliminated. New bankruptcy laws were passed in 2005, making it more difficult to qualify for Chapter 7 Bankruptcy. Our law firm is ready to help you sort through your options and obtain relief from your debts. Please contact us for an immediate consultation or case evaluation.

Qualifying for Chapter 7 Bankruptcy

To qualify for Chapter 7 Bankruptcy, you must undergo a means test. The means test considers your income relative to the median income of California. The test also considers your debt compared to your income. If your income is too high, you may not qualify for Chapter 7. Attorney H. William Edgar can answer any of your questions about qualifying for bankruptcy.

How Does It Work?

Chapter 7 is debt liquidation bankruptcy. Your assets are sold, with the proceeds going to a trustee who distributes the money to your creditors. Under Chapter 7 Bankruptcy, you can generally keep your house and your car. You must reaffirm that you are able to make payments on your mortgage and car loan. Student loans are not dischargeable. Our law firm provides attentive legal help to people interested in resolving their debt problems through debt liquidation.

Don't Qualify for Chapter 7 Bankruptcy?

The U.S. Bankruptcy Code has several different types of bankruptcy filings available. If you do not qualify for Chapter 7 Bankruptcy, our firm can help you explore options for filing Chapter 13 Bankruptcy.

It costs nothing to learn how we can help. Contact the Law Offices of H. William Edgar for a free consultation with an experienced lawyer at either our Riverside or Temecula offices.

Credit cards accepted • Off-site, evening, and weekend appointments available • Payment plans available • Se Habla Espanol/Spanish language services available • Conveniently located just off the 60 Freeway in Riverside, CA

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.